Privacy Policy
Clear explanations and transparent assumptions for responsible debt planning.
Calculator data
DebtCalc365 does not require accounts. Figures you type into the calculators are processed locally in your browser by site JavaScript and are not intentionally submitted to DebtCalc365 servers.
Avoid entering account numbers, names, passwords, or other sensitive identifying information into any calculator field.
Hosting and technical information
Our web host may receive ordinary technical requests such as IP address, browser type, pages requested and access times. The site does not independently operate a login database.
Google advertising and cookies
The site includes Google AdSense code. Google and its partners may use cookies or similar technologies to deliver, measure, and personalize advertising where permitted, subject to applicable consent choices. Google explains how it uses information at How Google uses information from sites or apps that use its services.
You can manage browser cookies and relevant ad preferences through your browser and Google settings. Depending on location, an applicable consent interface may appear.
External websites and updates
Links to external resources are governed by those sites’ policies. This policy may be updated if the site’s technology or advertising practices change. Last reviewed October 2026.